Serving all who live, work, worship or attend school in beautiful Wayne County, Ohio.

I've heard good things about credit unions. But don't you have to work somewhere first? Is there a secret handshake or something? 

Yes there are many great things about credit unions, and to answer your questions, No. Most everyone has access to a credit union. The Ohio and U.S. governments understand how credit unions provide value and competition for financial services, so they have made credit union services more widely available. This credit union, Wayne County Community Federal Credit Union, can serve and welcome anyone who lives, works, worships or attends school in Wayne County, in northeast central Ohio. A regular Account Membership is free, and we requires only a $25 initial deposit (it stays your money in your account)  to open your savings and checking account.  

The Piggy Bank Club Account (16 and under)

Piggy Bank Accounts are free and can be opened with a minimum of $10. Each time the child makes a deposit on the account they get to pick from an assortment of prizes. The Piggy Bank Club has special privileges such as birthday gifts, special events and other fun designed to encourage kids to get into the habit of saving, and keep saving for their lifetime. 

For more information about becoming a member, please E-Mail info@wccfcu.com. 

 


 If your vehicle loan
 is with an out-of-town lender,

now is the time to bring it back home!
We specialize is refinancing bank loans, and getting you 
better rates and terms in most cases.
Often, we can reduce your monthly payment! 
With no early prepayment penalty, no application fee and no loan
processing fees, we're ready to refinance for you today!
Check out our loan rates!!


Coming April 2016...
a new website!
You'll still have all of the conveniences, but in a much better format!
More to come as we get closer to launch!!!

 Attention High School Seniors! 



We are now accepting applications for the 2016 Wayne County
Community Federal Credit Union Scholarship. Two $500
scholarships will be awarded. The deadline is March 11, 2016.
Click here for an application to review and complete. 

There's also a scholarship opportunity from the 
Ohio Credit Union League. If you produce a winning
video, there is a $5000 scholarship. Click here for more info

Holiday schedule
Monday February 15, 2016. Closed for President's Day holiday. 

Need an ATM? We have them !!

Wayne County Community Federal Credit Union is part of the MoneyPass
and Alliance One ATM networks, so you can use ATMs
with no fee or surcharge at thousands of locations.

(Click on the links to go to the MoneyPass or Alliance One ATM locator websites.
Farmers National Bank ATM locations are now on the MoneyPass ATM network,
and are surcharge-free to WCCFCU debit cardholders.)  








How to Improve Your Credit Score

This video from TransUnion, a credit reporting site,
shows 7 key measures you should know when you are
trying to raise your credit score.
Remember: you can't pay a company or service to erase bad
credit or to improve your score.
You have to do it, and it may take some time. 

The 7 Cooperative Principles
Here's a great and short video describing the credit union difference, and 
explaining how we work in accordance with the Seven Principles of 
a Cooperative. Click here to see the YouTube video.  
   


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View the 2014 Annual Report for your Wayne County
Community Federal Credit Union. Click here.

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Wayne County Community Federal Credit Union
Smithville, OH:

311 Kaufman Dr. | PO Box 214 | Smithville, OH 44677 | 330.669.2117
Orrville, OH:
100 West Market St. | Orrville, OH 44667 | 330.682.2117
Hours: 
Monday thru Friday: 9:00am to 5:00pm
Saturday: 9:00am to 1:00pm 
(On Saturdays, the Smithville office is drive-up access only, and Orrville is open in the drive-up and lobby.)



This is not the website for Wood County Community Federal Credit Union of Parkersburg, WV

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