Our members have a full range of financial services with the latest, tested technology and products at their fingertips. We offer everything you would find at any other bank or financial institution, and even a few that are unique to us. Online Banking and Bill Payment, Savings Accounts, Checking Accounts with ATM/Debit cards, Share Certificates ( commonly known as "CDs"), loans of all shapes and sizes, plus, access to many more services with more being added all the time.
We invest in these services to make our membership more valuable and to make sure that we are truly a “one stop shop” for all of your financial needs.
List of Services:
- Share Savings Accounts (Federally Insured)
This is the base of your membership with Wayne County Community Federal Credit Union, and a minimum amount of $5.00 in this account opens up other credit union benefits for you.
There is a $5.00 minimum balance required, and minimum opening amount for a new account of $25.00.
No monthly activity charges.
ATM Card is available for this account. (If you have a checking account also, you can access your savings with the MasterCard® Debit Card.) Quarterly statement (if savings account only).
Interest bearing based on your Average Daily Balance (ADB of $25 or more required for interest to be paid for the period.)
- Share Draft Checking
Popular for its simplicity and value, this no-fee Checking Account sets us heads-and-shoulders above other fee-driven accounts offered by other financial institutions.
The WCCFCU Checking Account features NO monthly service charge and NO monthly activity charge.
There is NO minimum balance requirement. Monthly e-statement (or mailed statement) is provided on your account.
Members love the Free Online Banking Account (where you can check activity on your account, see current balances, transfer funds between accounts, set up your own account alerts (such as text or email alerts if your account falls below a set dollar balance, or if a deposit or check/withdrawal posts to your account. Text or data fees from your provider may apply.)
Qualified checking accounts have $300 additional Overdraft Protection available, and after the checking account has been open and in good order for 60 days. Members may choose to opt-out of this option if they choose.
- Christmas / Tax / Vacation / Miscellaneous Accounts
- Online Banking & Online BillPay
- Term Share Certificates (CDs)
- ACH Direct Deposit
- Payroll Deduction
- NADA Auto Value Assistance
- Debit /ATM Mastercard
- Overdraft Protection
- Free Notary Service for members
- Free Financial Education
- Budget Counseling
- Fixed Rate VISA
- Signature Loans
- New and Used Auto Loans
- Home Equity Loans
- Boat / Recreational Vehicle Loans
- Loan Protection Insurance
including the Fee Schedule (effective May 15, 2015)
All loans are subject to credit, income and membership qualification.