Join us on Tuesday August 12th for our Membership Appreciation Picnic and Piggy Bank Club Event. 3-6pm at Smithville Office lawn.

        Serving all who live, work, worship or attend school in beautiful Wayne County, Ohio.

Our members have a full range of financial services with the latest, tested technology and products at their fingertips. We offer everything you would find at any other bank or financial institution, and even a few that are unique to us. Online Banking and Bill Payment, Pre-Paid Visa Cards, Savings Accounts, Checking Accounts with ATM/Debit cards, Share Certificates (CDs), loans of all shapes and sizes, plus, access to many more services with more being added all the time. 

We invest in these services to make our membership more valuable and to make sure that we are truly a “one stop shop” for all of your financial needs.

     List of Services:

  • Share Savings Accounts (Federally Insured)

    This is the base of your membership with Wayne County Community Federal Credit Union, and a minimum amount of $5.00 in this account opens up other credit union benefits for you.
    There is a  $5.00 minimum balance required, and minimum opening amount for a new account of $25.00.  
    No monthly activity charges.
    ATM Card is available for this account. (If you have a checking account also, you can access your savings with the MasterCard® Debit Card.)  Quarterly statement (if savings account only).  
    Interest bearing based on your Average Daily Balance (ADB of $25 or more required for interest to be paid for the period.)

  • Share Draft Checking

     Popular for its simplicity and value, this no-fee Checking Account sets us heads-and-shoulders above other fee-driven accounts offered by other financial institutions.
    The WCCFCU Checking Account features NO
    monthly service charge and NO monthly activity charge.
    There is NO
    minimum balance requirement. Monthly e-statement (or mailed statement) is provided on your account. 
    Members love the
    Free Online Banking Account (where you can check activity on your account, see current balances, transfer funds between accounts,  set up your own account alerts (such as text or email alerts if your account falls below a set dollar balance, or if a deposit or check/withdrawal posts to your account. Text or data fees from your provider may apply.) 
    Qualified checking accounts have $300 additional Overdraft Protection available, and after the checking account has been open and in good order for 60 days. Members may choose to opt-out of this option if they choose.

  • Christmas / Tax / Vacation / Miscellaneous Accounts
  • Online Banking & Online BillPay
  • Term Share Certificates (CDs)
  • ACH Direct Deposit
  • Payroll Deduction
  • NADA Auto Value Assistance
  • Debit /ATM Mastercard
  • Overdraft Protection
  • Prepaid VISA Cards & Gift Cards
  • Free Notary Service  
  • Free Financial Education
  • Budget Counseling
  • Fixed Rate VISA
  • Signature Loans
  • New and Used Auto Loans
  • Home Equity Loans
  • Boat / Recreational Vehicle Loans
  • Loan Protection Insurance

    Link to WCCFCU Privacy Policy and Fee Schedule (April 2014)

    All loans are subject to credit, income and membership qualification.  




Hours: Monday thru Friday: 9:00am to 5:00pm. Saturdays: 9:00am to 1:00pm. (Reminder: Smithville Office is Drive-Thru Only on Saturdays) 

Holiday Closing: All offices of WCCFCU will be closed on Monday September 1st for the Labor Day holiday. 

Looking for a challenging yet rewarding career? Click here for current job postings at Wayne County Community Federal Credit Union and Our Job Application

How Much Does Being a Credit Union Member Save You? 
Credit Union members save about $6 billion each year by doing business with a credit union instead of a bank. (And, as an added bonus, customers of banks benefit about $2 billion annually  because of competitive pressure from credit unions in the marketplace.)

Here's how you can start saving today...
1.) Open and use our VISA ® Credit Card. At 9.99% Fixed APR, that's probably much lower than the rate you're paying on your credit card now.
2.) Bring your Checking account to WCCFCU. No minimum balance requirements and no monthly surcharge.
3.) Check to see if we can refinance your auto loan. No application fee and no early prepayment penalty. 
All loans are subject to credit approval.

Locations & Hours:

311 Kaufman Drive in Smithville, Ohio
Monday thru Friday: 9:00am to 5:00pm. Saturdays: 9:00am to 1:00pm for Drive-thru only  
---(just off St. Rt. 585 at the police station, near the Wayne County Career Center)

100 West Market Street in downtown Orrville, Ohio
Monday thru Friday: 9:00am to 5:00pm. Saturdays: 9:00am to 1:00pm for Lobby & Drive-thru.
---(State Route 57/Main St. at Market St., formerly Seifried's Pharmacy)

This is not the website for Wood County Community Federal Credit Union of Parkersburg, WV