Serving all who live, work, worship or attend school in beautiful Wayne County, Ohio.

Calculators

Please feel welcome to use the helpful links to tools, websites and partners of the credit union who we feel carry a real value to our members and community.

Auto Loan Calculator

Purchase Price:
Manufacturer Rebate:
Trade-In Value:
Down Payment:
Interest Rate: A.P.R.
Term: Months
Monthly Payment is: $0.00
 

Home Loan Calculator

Home Loan Amount:
Interest Rate: A.P.R.
Term: Years
Monthly Payment is: $0.00
Total Interest Paid: $0.00
 

Personal Loan Calculator

Loan Amount:
Interest Rate: A.P.R.
Term:
Schedule:
Payment is: $0.00
 

Education Loan Calculator

Tuition and Expenses (Per Year):
Years of College:
Years until College:
Inflation Rate:
College Savings to Date:
Savings Rate: A.P.R.
Required Monthly Savings: $0.00
Estimated Future Tuition & Expenses: $0.00
Total College Savings: $0.00
 

PASS up the big banks
& RUSH to Wayne County Community Federal Credit Union
for our Fall Football Promotion!
Now through September 19th 


From the IRS: IRS Identifies Five Easy Ways to Spot Suspicious Calls

IR-2014-84, Aug. 28, 2014  WASHINGTON — The Internal Revenue Service issued a consumer alert today providing taxpayers with additional tips to protect themselves from telephone scam artists calling and pretending to be with the IRS.

These callers may demand money or may say you have a refund due and try to trick you into sharing private information. These con artists can sound convincing when they call. They may know a lot about you, and they usually alter the caller ID to make it look like the IRS is calling. They use fake names and bogus IRS identification badge numbers. If you don’t answer, they often leave an “urgent” callback request.

“These telephone scams are being seen in every part of the country, and we urge people not to be deceived by these threatening phone calls,” IRS Commissioner John Koskinen said. “We have formal processes in place for people with tax issues. The IRS respects taxpayer rights, and these angry, shake-down calls are not how we do business.”

The IRS reminds people that they can know pretty easily when a supposed IRS caller is a fake. Here are five things the scammers often do but the IRS will not do. Any one of these five things is a tell-tale sign of a scam. The IRS will never:

  1. Call you about taxes you owe without first mailing you an official notice.

  2. Demand that you pay taxes without giving you the opportunity to question or appeal the amount they say you owe.

  3. Require you to use a specific payment method for your taxes, such as a prepaid debit card.

  4. Ask for credit or debit card numbers over the phone.

  5. Threaten to bring in local police or other law-enforcement groups to have you arrested for not paying.

If you get a phone call from someone claiming to be from the IRS and asking for money, here’s what you should do:

  • If you know you owe taxes or think you might owe, call the IRS at 1.800.829.1040. The IRS workers can help you with a payment issue.

  • If you know you don’t owe taxes or have no reason to believe that you do, report the incident to the Treasury Inspector General for Tax Administration (TIGTA) at 1.800.366.4484 or atwww.tigta.gov.

  • If you’ve been targeted by this scam, also contact the Federal Trade Commission and use their “FTC Complaint Assistant” at FTC.gov. Please add "IRS Telephone Scam" to the comments of your complaint.

Remember, too, the IRS does not use unsolicited email, text messages or any social media to discuss your personal tax issue. For more information on reporting tax scams, go to www.irs.gov and type “scam” in the search box.

Additional information about tax scams are available on IRS social media sites, including YouTubeand Tumblr where people can search “scam” to find all the scam-related posts.  
Link: http://www.irs.gov/uac/Newsroom/Scam-Phone-Calls-Continue;-IRS-Identifies-Five-Easy-Ways-to-Spot-Suspicious-Calls

Holiday Closing: All offices of WCCFCU will be closed on Monday October 13th for the Columbus Day holiday. 

How Much Does Being a Credit Union Member Save You? 
Credit Union members save about $6 billion each year by doing business with a credit union instead of a bank. (And, as an added bonus, customers of banks benefit about $2 billion annually  because of competitive pressure from credit unions in the marketplace.)

Here's how you can start saving today...
1.) Open and use our VISA ® Credit Card. At 9.99% Fixed APR, that's probably much lower than the rate you're paying on your credit card now.
2.) Bring your Checking account to WCCFCU. No minimum balance requirements and no monthly surcharge.
3.) Check to see if we can refinance your auto loan. No application fee and no early prepayment penalty. 
All loans are subject to credit approval.

Locations & Hours:

311 Kaufman Drive in Smithville, Ohio
Monday thru Friday: 9:00am to 5:00pm. Saturdays: 9:00am to 1:00pm for Drive-thru only  
---(just off St. Rt. 585 at the police station, near the Wayne County Career Center)

100 West Market Street in downtown Orrville, Ohio
Monday thru Friday: 9:00am to 5:00pm. Saturdays: 9:00am to 1:00pm for Lobby & Drive-thru.
---(State Route 57/Main St. at Market St., formerly Seifried's Pharmacy)


This is not the website for Wood County Community Federal Credit Union of Parkersburg, WV


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