Serving all who live, work, worship or attend school in beautiful Wayne County, Ohio.


Please feel welcome to use the helpful links to tools, websites and partners of the credit union who we feel carry a real value to our members and community.

Auto Loan Calculator

Purchase Price:
Manufacturer Rebate:
Trade-In Value:
Down Payment:
Interest Rate: A.P.R.
Term: Months
Monthly Payment is: $0.00

Home Loan Calculator

Home Loan Amount:
Interest Rate: A.P.R.
Term: Years
Monthly Payment is: $0.00
Total Interest Paid: $0.00

Personal Loan Calculator

Loan Amount:
Interest Rate: A.P.R.
Payment is: $0.00

Education Loan Calculator

Tuition and Expenses (Per Year):
Years of College:
Years until College:
Inflation Rate:
College Savings to Date:
Savings Rate: A.P.R.
Required Monthly Savings: $0.00
Estimated Future Tuition & Expenses: $0.00
Total College Savings: $0.00

Holiday Schedule

Wayne County Community Federal Credit Union will be closed
on Monday December 26 and Monday January 2 for the federal holidays.
Offices will be open regular hours on Christmas Eve (Sat. Dec. 24)
and New Year's Eve (Sat. December 31) from 9am to noon.
(Orrville has lobby and drive-thru open on Saturdays,
and Smithville is Drive-thru only on Saturdays)

Credit Union Seeks Candidate
for Accounting Specialist Position

Wayne County Community Federal Credit Union seeks an energetic
and growth oriented individual for their full-time Accounting Specialist.

Saturday Hours Are  
9:00a.m. Opening, Noon Closing
This credit union and every financial institution have seen changes in the way people bank. 
As more transactions are done safely online, and we have local ATMs accessible
to our members, we see office traffic declining on Saturdays, especially after 12 noon.
To be an efficient cooperative for you, we are now closing at noon on Saturdays, beginning Oct. 8. 
Night drops are available at each office’s drive-thru for loan payments and deposits after hours.
Orrville (lobby and drive-thru) : Mon-Fri  9am - 5pm | Sat 9am-12noon
Smithville (lobby and drive-thru) : Mon- Fri 9am - 5pm | Sat (drive-thru only) 9am-12noon


Be Cautious When Donating
To Hurricane and Flood Relief

The recent Louisiana flooding and the devastation of  Hurricane Matthew are
prime opportunities for con artists to tap into your sympathies and line
their pockets. If you are approached for donations,  it may be legitimate
(or may not be), but you can make sure your money is going to a legitimate
charity by going directly to the charity's website, or donating through a
trusted resource, like your church.  
Never give your credit card or account number to
anyone requesting a donation over the phone. 
American Red Cross:
Salvation Army USA:
Mennonite Central Committee:


NCUA Warns of Text Phishing Scam

​​ALEXANDRIA, Va. (Aug. 23, 2016) – The National Credit Union Administration has received
consumer calls about a suspicious text message​ claiming to come from the agency.
The message reads: “National Credit Union Administration Alert for (recipient's phone number). 
Contact 844-234-5445.”     However, This is not a communication from NCUA. 

The agency does not seek personal information through the internet or on the telephone.
Please contact NCUA's Consumer Assistance Center at 1-800-755-1030 between 8 a.m. and
5 p.m. Eastern if you receive one of these messages. NCUA also recommends contacting
your credit union and local law enforcement. You may also contact the 
 Internet Crime Complaint Center, a partnership between the Federal Bureau of Investigation
and the National White Collar Crime Center. NCUA operates an 
online Fraud Prevention Center that offers information about avoiding frauds and scams
on its​ website.

If you suspect you may have become a victim of identity theft as a result of this scam,
you should immediately contact the three major credit bureaus and request a
fraud alert be placed on your credit report: Equifax (888-766-0008​),
Experian (888-397-3742), and TransUnion (855-681-3196).

The IRS Doesn't Want Your i-Tunes Cards

The Federal Trade Commission has issued another alert to consumers about fraud
attempts on consumers nationwide where i-Tunes cards are requested for payment
of fines or penalties for back taxes. Click the link below to read the July 7
notice on the FTC website.

 If your vehicle loan 
 is with an out-of-town lender,

now is the time to bring it back home!
We specialize in refinancing bank loans, and getting you
better rates and terms in most cases.
Often, we can reduce your monthly payment! 
With no early prepayment penalty, no application fee and no loan 
processing fees, we're ready to refinance for you today! 
Check out our loan rates!!

Need an ATM? We have them !!

Wayne County Community Federal Credit Union is part of the MoneyPass 
and Alliance One ATM networks, so you can use ATMs
with no fee or surcharge at thousands of locations.

(Click on the links to go to the MoneyPass or Alliance One ATM locator websites.
Farmers National Bank ATM locations are now on the MoneyPass ATM network, 
and are surcharge-free to WCCFCU debit cardholders.)  

Comments? Suggestions? Email the CEO with your thoughts.

The 7 Cooperative Principles
Here's a great and short video describing the credit union difference, and 
explaining how we work in accordance with the Seven Principles of 
a Cooperative. Click here to see the YouTube video.     



Wayne County Community Federal Credit Union

Smithville, OH: 

311 Kaufman Dr. | PO Box 214 | Smithville, OH 44677 | 330.669.2117

Orrville, OH:
100 West Market St. | Orrville, OH 44667 | 330.682.2117

Monday thru Friday: 9:00am to 5:00pm
Saturday: 9:00am to 12:00noon 
(On Saturdays, the Smithville office is drive-up access only, and Orrville is open in the drive-up and lobby.)

This is not the website for Wood County Community Federal Credit Union of Parkersburg, WV