Important Change to your Debit Card

Beginning August 15th, 2010 we will no longer pay your overdrafts for ATM and everyday debit card transactions unless you tell us that you WANT overdraft coverage for these transactions.

Today, if you do not have enough money in your account for approval of a debit card purchase or ATM withdrawal, we may still authorize and pay your overdraft.  However, if you do not consent to overdraft coverage for your ATM/Debit Card before August 15th, 2010, then your purchase or withdrawal request will be DECLINED.

Our overdraft program does not guarantee we will cover your overdrafts, but if we do, you will be charged our standard fee of $25 for each overdraft.  As long as you keep your account in good standing by continuing to make consistent deposits, bringing your account to a positive balance at least every 30 days, remaining current on loans, etc., then we may pay your overdraft items up to $300.

Currently we authorize and pay checks, automatic debits, electrinic transfers,  ATM withdrawals and debit card purchases, but after August 15th, 2010, we will no longer authorize and pay overdrafts for ATM withdrawals and everyday debit card purchases unless you consent by either:

Mail:
PO Box 214
Smithville, OH 44677

Phone:

1-800-793-7015 or (330)669-2117    

Email:

cblough@wccfcu.com

 

If you like the added protection and convenience of overdraft coverage that you currently have on your debit card and want to avoid the embarrassment of having a debit card purchase declined in the future, please contact us NOW to be sure your coverage is not interrupted.