Helping Hand Programs

At Wayne County Community FCU, we understand that unexpected challenges can create financial strain. Everyone can use a helping hand from time to time. That’s why we offer a collection of Helping Hand Programs designed to help our members stay financially sound through tough times.

Furlough Solution - Government Shutdown Loan

Fast relief built for shutdowns - to keep life moving with access to funds.

Unsecured Personal Loan:

Up to 2x your monthly direct deposit from a shutdown government agency.

Maximum up to $5,000*

Repayment:

3.99% APR** for a maximum of 36 months, no payment for 60 days.

If loan is paid off entirely on or before 60 days, all interest paid will be refunded back to your savings account.

*Approval is contingent upon a review of your current direct deposit status with the credit union, or alternatively, a review of your credit file if no direct deposit exists. Not all applicants will qualify. Proof of employment or furlough notice will be required and could include a pay stub or other forms of employment identification.

** APR = Annual Percentage Rate. A $5,000 balance at 3.99% APR for 36 months would have a monthly payment of $148.